Card or bank transfer

The customer chooses a payment method on the invoice payment page:

• Credit or debit card is familiar and quick. The all-in cost is Stripe’s 2.9% plus 30 cents and Conduit’s 1% platform fee.
• ACH bank transfer connects the customer’s bank account. Stripe’s ACH cost is 0.8%, capped at $5, and Conduit’s platform fee is $1.

ACH may be unavailable for a particular payment because of amount, daily-volume, or bank-balance checks. When that happens, the payment page directs the customer to use a card. See how the customer experiences this choice in Getting Paid and Payment Fees.

Try it yourself below.

1. Click Connect with Stripe to start hosted onboarding.
2. Click Continue Setup to finish the remaining requirements.
3. Once connected, click Stripe Dashboard to see payouts.
4. Toggle Include processing fees on invoices.
5. Notice the live example recalculate for card and bank transfer.
6. Set an ACH discount type and value, then Save discount.