This is Conduit’s biggest cost differentiator versus most contractor SaaS.
| Method | Stripe processing | Conduit platform fee | Total |
|---|---|---|---|
| ACH | Capped at $5 | Flat $1 | $6 max per invoice |
| Card | 2.9% + $0.30 | 1% | ~3.9% per invoice |
Cover these fees yourself, or turn on Include bank transfer fees on invoices to pass them to the customer, with an optional ACH discount. Set both up, with a live example, in Payments Setup.
- Toggle Include bank transfer fees on invoices.
- Notice the live example recalculate for card and bank transfer.
Payments settings: the separate card-surcharge eligibility and bank-transfer fee settings, with a live example.